The situation. A rear-end collision at a loading dock left our client unable to work. The insurer’s first offer — made while he was still in a brace — was $90,000.
What we did. We declined, politely. Then we built the file they should have feared: vocational experts, a life-care plan, and the dock’s own maintenance logs.
Where it landed. $2.3 million, settled eleven days before trial. He never set foot in a courtroom.
“They talked to me like a person, and to the insurer like a wall.”